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Mortgage & Home Loan calculators

Understanding your current financial position makes future financial decisions a lot easier. Use our calculators to determine your current position and explore possibilities.

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How much can I borrow?

It’s crucial to determine how much you can comfortably borrow when planning your financial future. By filling out a few quick details, our calculator will work out your borrowing power so that you have a guide when exploring your home and land options.

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What will my repayments be?

Whether you’re hoping to finance your first home, next home or investment, our calculator will work out your exact repayments and total interest payable. Repayments are how you’ll pay off the life of your mortgage, depending on your loan amount and your loan terms.

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Compare and save on your mortgage


Frequently asked questions

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  • Why should I use a Loan Specialist?

    Lenders pay us a fee for providing the service to you as a borrower, therefore using our home loan services won’t cost you anything.

    Why? Well, new customers are worth a lot to lenders. Plus, we do a lot of the heavy lifting that a lender would normally do to help you through the home loan process.

Not only are commissions from Lenders similar across the board, as Loan Specialists, we’re legally obligated to put your interests first when recommending a home loan.

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  • How is your service free?

    Lenders pay us a fee for providing the service to you as a borrower, therefore using our home loan services won’t cost you anything.

    Why? Well, new customers are worth a lot to lenders. Plus, we do a lot of the heavy lifting that a lender would normally do to help you through the home loan process.

Not only are commissions from Lenders similar across the board, as Loan Specialists, we’re legally obligated to put your interests first when recommending a home loan.

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  • What is the application process?

    The first step is collecting your information so that our Loan Specialists can assess your financial situation, by having a look at your income, employment, assets, and credit score.

If you’re eligible to borrow, we will then spend our time sifting through hundreds of financial products to present you with the right loan options to suit your needs.

    If you choose to progress, we handle all communication with the lender and handle the process from application through to settlement. 

Our free Finance Assessment will provide our specialists with the best starting point. Even if you’re not ready to settle, we’re happy to answer any questions you may have.

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  • Can I afford a new home?

    We’re Loan Specialists – not lenders. Which means that we’re the middleperson between you and the lender.
    We’ll listen to your home loan needs, review your options, and recommend a lender with a specific home loan that suits you. Then, if you’re happy with the terms, they’ll loan you the money you need to buy or build a property.

    Whether you’re a first home buyer looking to break into the property market, or a homeowner who hasn’t looked at their current loan in a few years. We take care of the paperwork and manage the entire process from application through to settlement.

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Lets get you started!

There’s no better feeling than getting the keys to your new home and we’re here to help. By gaining insight into your current financial position, we’re able to help with future financial decision making and assist with some of the best rates in the market.

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