If you’re new to the world of finance, that’s no problem, one chat with our specialists will quickly get you up to speed. We offer a free financial service that will let you know everything you’re entitled to when buying or building your first home, refinancing your current home, or investing in property.
Banks sometimes use complex language when explaining loans, but our team simplifies the tricky stuff to get you moving faster. We will take care of all the paperwork and manage the entire loan process from application through to settlement, all while making sure that you receive the most suitable rate and loan terms.
Meet our client relationship team
Our team brings together decades of experience across financial services, client services and mortgage brokering.
Who we are
We are proudly part of the Scott Park Group, one of Western Australia’s largest, awarded, residential home building and finance groups. Our alliance with the group means that we’re able to connect our clients to some of the most experienced Design Specialist’s across Perth, offering some of the best valued house and land packages on the market.
In 2020, Scott Park Group partnered with Sumitomo Forestry Co, Ltd. This ensures not only great product specs, build times and quality, but also real peace of mind when choosing to build with the group. Scott Park Group’s goal is to continue to deliver outstanding services and quality outcomes to the most important people we know, our customers.
Frequently asked questions
Why should I use a Loan Specialist?
We’re Loan Specialists – not lenders. Which means that we’re the middleperson between you and the lender.
We’ll listen to your home loan needs, review your options, and recommend a lender with a specific home loan that suits you. Then, if you’re happy with the terms, they’ll loan you the money you need to buy or build a property.
Whether you’re a first home buyer looking to break into the property market, or a homeowner who hasn’t looked at their current loan in a few years. We take care of the paperwork and manage the entire process from application through to settlement.
How is your service free?
Lenders pay us a fee for providing the service to you as a borrower, therefore using our home loan services won’t cost you anything.
Why? Well, new customers are worth a lot to lenders. Plus, we do a lot of the heavy lifting that a lender would normally do to help you through the home loan process. Not only are commissions from Lenders similar across the board, as Loan Specialists, we’re legally obligated to put your interests first when recommending a home loan.
What is the application process?
The first step is collecting your information so that our Loan Specialists can assess your financial situation, by having a look at your income, employment, assets, and credit score. If you’re eligible to borrow, we will then spend our time sifting through hundreds of financial products to present you with the right loan options to suit your needs. If you choose to progress, we handle all communication with the lender and handle the process from application through to settlement.
Our free Finance Assessment will provide our specialists with the best starting point. Even if you’re not ready to settle, we’re happy to answer any questions you may have.
Can I afford a new home?
There are so many different factors that can affect your ability to buy or build a home such as your income, savings and expenses, your loan deposit, and your credit score. There’s also grants that you may be eligible for if you’re a first home buyer. Lenders need to ensure you’re a suitable candidate for a loan. Therefore, it’s our job to answer your burning questions about home loans, fees, and interest rates and prepare you.
How much you can borrow will also have an impact on the type of properties you look at, as well as the suburbs you consider. We recommend using our calculators to help estimate how much you can borrow and what your repayments will be.
Lets get you finance!
There’s no better feeling than getting the keys to your new home and we’re here to help. By gaining insight into your current financial position, we’re able to help with future financial decision making and assist with some of the best rates in the market.