We are here to help
Whether you’re building a new home, buying an established property, or even refinancing the loan on your current home, we’re here to assist with some of the best rates in the market. By using Lets Finance, you’re calling on a team with a wealth of up-to-date home loan knowledge, so that you can secure your finance, fast and simple.
There’s no better feeling than getting the keys to your new home, and our goal is to help get you there even faster. By gaining insight into your current financial position, we’re able to help with future financial decision making and find the most suitable loan for your needs.
Comprehensive finance
We can help with all types of property finance
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1.
Building a new home
We will let you know everything you’re entitled to, like the First Homeowner Grant, stamp duty concessions and most importantly, how much money you can borrow to help you figure out where and when you’re able to build your new home
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2.
Buying established
We’ll evaluate your financial position based on your income, debts, living expenses, assets, and deposit, so that we can work out your borrowing power and find you the best loan on the market to serve your current and future needs.
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3.
Refinancing your home
Our team will review your current loan, assess your new financial needs, then shop around for the right loan for your lifestyle by removing features that you no longer need, changing to a variable, fixed or split rate, or unlock your equity.
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4.
Investing in property
Our expert team loves talking investment and can assist with financing your next property so that you can unlock equity to go on holiday, buy a new car, renovate your home, or even buy or build another investment property.
How we operate
With so much information out there, it can be hard to figure out whether you’re going to be able to finance your first home, next home, or investment property, but that’s our forte. By sharing some information, we will assess your financial status, dig through the latest offers, and compare dozens of lenders to see what you qualify for, without any obligation.
You might be wondering, but how much will this cost me? The answer is nothing! Our brokers receive commission from lenders – not borrowers. For an estimate of how much you can borrow, use our free finance calculators, or fill out our financial assessment form to receive a free evaluation to see what else you could be eligible for.
We compare more than 800 financial products
Why choose Lets Finance?
- We stand by you
- How can we help?
- About Lets Finance
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Banks sometimes use complex language when explaining loans, but our team simplifies the tricky stuff to get you moving faster. We will take care of all the paperwork and manage the entire loan process from application through to settlement, all while making sure that you receive the most suitable rate and loan terms.
Lenders pay us a fee for providing the service to you as a borrower, therefore using our home loan services won’t cost you anything. Not only are commissions from Lenders similar across the board, as Loan Specialists, we’re legally obligated to put your interests first when recommending a home loan.
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Why should I use a Loan Specialist?
We’re Loan Specialists – not lenders. Which means that we’re the middleperson between you and the lender. We’ll listen to your home loan needs, review your options, and recommend a lender with a specific home loan that suits you. Then, if you’re happy with the terms, they’ll loan you the money you need to buy or build a property.
Whether you’re a first home buyer looking to break into the property market, or a homeowner who hasn’t looked at their current loan in a few years. We take care of the paperwork and manage the entire process from application through to settlement.
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How is your service free?
Lenders pay us a fee for providing the service to you as a borrower, therefore using our home loan services won’t cost you anything.
Why? Well, new customers are worth a lot to lenders. Plus, we do a lot of the heavy lifting that a lender would normally do to help you through the home loan process. Not only are commissions from Lenders similar across the board, as Loan Specialists, we’re legally obligated to put your interests first when recommending a home loan.
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What is the application process?
The first step is collecting your information so that our Loan Specialists can assess your financial situation, by having a look at your income, employment, assets, and credit score. If you’re eligible to borrow, we will then spend our time sifting through hundreds of financial products to present you with the right loan options to suit your needs. If you choose to progress, we handle all communication with the lender and handle the process from application through to settlement.
Our free Finance Assessment will provide our specialists with the best starting point. Even if you’re not ready to settle, we’re happy to answer any questions you may have.
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Can I afford a new home?
There are so many different factors that can affect your ability to buy or build a home such as your income, savings and expenses, your loan deposit, and your credit score. There’s also grants that you may be eligible for if you’re a first home buyer. Lenders need to ensure you’re a suitable candidate for a loan. Therefore, it’s our job to answer your burning questions about home loans, fees, and interest rates and prepare you.
How much you can borrow will also have an impact on the type of properties you look at, as well as the suburbs you consider. We recommend using our calculators to help estimate how much you can borrow and what your repayments will be.
Testimonials
What our clients say
We have used Adam Austin as our broker for the past 2 years, in this time he has helped us purchase 2 properties. We cannot thank him enough for answering my endless questions, offering support and always making the time to see us.
Leigh
Adam helped us save lots of money by finding the best bank and advising against other options that seemed better but with hidden fees. He was friendly, proactive and genuine in wanting to help. He treated us like a person and not a "customer".
Steve
Our experience with Adam has been nothing but positive, and we look forward to working with Adam for years to come. People in the finance industry should follow his lead, they may learn a thing or two in obtaining life-long clients.
Katherine
Adam was extremely helpful and patient with myself as a first home buyer. He made the experience very easy and stress free. Nothing was too much trouble and he worked around my busy schedule. I highly recommend Adam and Lets Finance!
Caitlin
Lets finance was a great experience and we wouldn't hesitate in sending family & friends to Lets finance. After meeting Adam we knew then he was the man that would be able to get us into our dream home.
James
Excellent service from the staff at 'Lets Finance'. The entire process was made to feel very easy. Our broker Adam Austin was excellent assistance in getting our finance sorted, without him it wouldn't of happened
Jacob
We recently used Jay for service to obtain finance on a block of land. His service was impeccable. Provided all information in a way we understood. Was patient and made the whole process an absolute breeze! 10/10 would highly recommend him.
Jacinta and Sara
Because of Jay’s hard work, guidance and support we are now on our way to building our dream home. He was dedicated and professional, always responded in a timely manner, and nothing ever seemed to be a bother for him.
Renee and Jamie
We have used Adam Austin as our broker for the past 2 years, in this time he has helped us purchase 2 properties. We cannot thank him enough for answering my endless questions, offering support and always making the time to see us.
Leigh
Adam helped us save lots of money by finding the best bank and advising against other options that seemed better but with hidden fees. He was friendly, proactive and genuine in wanting to help. He treated us like a person and not a "customer".
Steve
Our experience with Adam has been nothing but positive, and we look forward to working with Adam for years to come. People in the finance industry should follow his lead, they may learn a thing or two in obtaining life-long clients.
Katherine
Adam was extremely helpful and patient with myself as a first home buyer. He made the experience very easy and stress free. Nothing was too much trouble and he worked around my busy schedule. I highly recommend Adam and Lets Finance!
Caitlin
Lets finance was a great experience and we wouldn't hesitate in sending family & friends to Lets finance. After meeting Adam we knew then he was the man that would be able to get us into our dream home.
James
Excellent service from the staff at 'Lets Finance'. The entire process was made to feel very easy. Our broker Adam Austin was excellent assistance in getting our finance sorted, without him it wouldn't of happened
Jacob
We recently used Jay for service to obtain finance on a block of land. His service was impeccable. Provided all information in a way we understood. Was patient and made the whole process an absolute breeze! 10/10 would highly recommend him.
Jacinta and Sara
Because of Jay’s hard work, guidance and support we are now on our way to building our dream home. He was dedicated and professional, always responded in a timely manner, and nothing ever seemed to be a bother for him.
Renee and Jamie
We have used Adam Austin as our broker for the past 2 years, in this time he has helped us purchase 2 properties. We cannot thank him enough for answering my endless questions, offering support and always making the time to see us.
Leigh
Adam helped us save lots of money by finding the best bank and advising against other options that seemed better but with hidden fees. He was friendly, proactive and genuine in wanting to help. He treated us like a person and not a "customer".
Steve
Our experience with Adam has been nothing but positive, and we look forward to working with Adam for years to come. People in the finance industry should follow his lead, they may learn a thing or two in obtaining life-long clients.
Katherine
Adam was extremely helpful and patient with myself as a first home buyer. He made the experience very easy and stress free. Nothing was too much trouble and he worked around my busy schedule. I highly recommend Adam and Lets Finance!
Caitlin
Lets finance was a great experience and we wouldn't hesitate in sending family & friends to Lets finance. After meeting Adam we knew then he was the man that would be able to get us into our dream home.
James
Excellent service from the staff at 'Lets Finance'. The entire process was made to feel very easy. Our broker Adam Austin was excellent assistance in getting our finance sorted, without him it wouldn't of happened
Jacob
We recently used Jay for service to obtain finance on a block of land. His service was impeccable. Provided all information in a way we understood. Was patient and made the whole process an absolute breeze! 10/10 would highly recommend him.
Jacinta and Sara
Because of Jay’s hard work, guidance and support we are now on our way to building our dream home. He was dedicated and professional, always responded in a timely manner, and nothing ever seemed to be a bother for him.
Renee and Jamie
We have used Adam Austin as our broker for the past 2 years, in this time he has helped us purchase 2 properties. We cannot thank him enough for answering my endless questions, offering support and always making the time to see us.
Leigh
Adam helped us save lots of money by finding the best bank and advising against other options that seemed better but with hidden fees. He was friendly, proactive and genuine in wanting to help. He treated us like a person and not a "customer".
Steve
Our experience with Adam has been nothing but positive, and we look forward to working with Adam for years to come. People in the finance industry should follow his lead, they may learn a thing or two in obtaining life-long clients.
Katherine
Adam was extremely helpful and patient with myself as a first home buyer. He made the experience very easy and stress free. Nothing was too much trouble and he worked around my busy schedule. I highly recommend Adam and Lets Finance!
Caitlin
Lets finance was a great experience and we wouldn't hesitate in sending family & friends to Lets finance. After meeting Adam we knew then he was the man that would be able to get us into our dream home.
James
Excellent service from the staff at 'Lets Finance'. The entire process was made to feel very easy. Our broker Adam Austin was excellent assistance in getting our finance sorted, without him it wouldn't of happened
Jacob
We recently used Jay for service to obtain finance on a block of land. His service was impeccable. Provided all information in a way we understood. Was patient and made the whole process an absolute breeze! 10/10 would highly recommend him.
Jacinta and Sara
Because of Jay’s hard work, guidance and support we are now on our way to building our dream home. He was dedicated and professional, always responded in a timely manner, and nothing ever seemed to be a bother for him.
Renee and Jamie
Lets get started!
There’s no better feeling than getting the keys to your new home and we’re here to help. By gaining insight into your current financial position, we’re able to help with future financial decision making and assist with some of the best rates in the market.
